Natural Hazard & Climate Change Risk Consultant (m/f/d) - fixed-term, 12 months

As a Natural Hazards and Climate Change Risk Consultant, your core mission is to support the Underwriting team and AXA XL clients in identifying, assessing, anticipating, and mitigating/adapting to physical climate risks and supporting their ESG strategies.

You will join the Risk Consulting team focused on Natural Catastrophes, Geospatial Analytics, and Data Science – a global, multicultural group of approximately 20 risk experts across six countries. Reporting to the Head of Risk Consulting, the team serves all Lines of Business and Regions, analyzing all facets of natural disasters and climate change and developing innovative geospatial and data science solutions for insurers and clients.

Specifically, you will conduct physical climate risk analyses and contribute to the development of cutting‑edge tools to assess these risks, in close collaboration with AXA's Innovation teams.

What You’ll Be Doing

• Conduct desk‑based risk analyses and develop quantitative loss estimates of key AXA XL insured and prospective customers, with a strong focus on natural catastrophes and physical climate change risks. You will work closely with AXA XL account engineers and Underwriters throughout all aspects of the natural catastrophe risk quantification process using a mix of scientific sources and proprietary risk analysis tools developed by the team.
• Meet with clients and brokers to collect needs, develop and deliver tailor‑made, differentiating risk‑consulting services, building credibility and creating customer satisfaction by demonstrating the value of risk‑control services.
• Support Business Development across all regions and LoBs, enhancing and developing a strong team culture of trust and commitment to impact in how we support our customers worldwide.
• Contribute to the continuous development and deployment of innovative consulting missions, highly differentiating AXA XL from competitors. This includes enhancing current processes to increase automation and reliability, conducted in collaboration with team members and other entities of the AXA Group such as AXA Climate and AXA DCP.
• Share your knowledge and expertise with colleagues who require technical support or are interested in learning about natural catastrophes and climate change in general. This includes working with our Technical Center to develop and deliver technical standards, training material, and/or classes.
• Work mostly desk‑based, but conduct on‑site visits to inspect clients’ risks or physical meetings with international teams when needed. The time on site is approximately estimated at 10–20 %.
• Work in compliance with our technical rules and guidelines, coordinating closely with regional and country managers.

You will report to the global Head of NatCat, Geospatial and Data Science, with a transversal report to the Account Consulting team and Head of Risk Consulting in the respective country.

What You’ll Bring

Required Skills and Abilities

• At least 2 years of experience in the (re)insurance industry and/or risk consulting field and/or as a project manager, or leading contributor, of complex R&D projects with industry partners.
• Master’s degree (or equivalent) in Engineering, Natural Sciences, or Physics. The preferred educational background is civil or environmental engineering, with a focus on NatCat risks and physical climate change.
• Excellent understanding of the science underlying natural hazards and climate‑related risk assessment.
• Working knowledge of NatCat exposures using various models such as Nathan and Catnet and/or catastrophe models.
• Full proficiency in programming, in R, Python, or an equivalent language.
• Analytical and data‑driven mindset: ability to process and understand data quickly and creatively, ideally demonstrating innovative applications and solutions for risk assessment.
• Excellent communication skills: the ability to explain technical data in simpler language and communicate effectively with a broad range of underwriting and customer partners.
• Self‑motivated and able to work autonomously on routine tasks, while demonstrating the ability to work in a team and a curiosity to learn new topics, being motivated to grow within a global market leader.
• Valid driver’s license required.
• Availability for travel (including abroad) – approximately 25–30 %.
• Full proficiency in English.

Desired Skills and Abilities

• Doctorate degree is considered a plus.
• Experience in machine learning and data science is considered a plus.
• Understanding of the probabilistic background of quantitative risk analysis is considered a plus.
• Experience in visualizing and processing geospatial data (ArcGIS/QGIS, or equivalent) is considered a plus.
• Knowledge of NatCat models/hazard maps from major vendors (JBA, Fathom, Deltares, Mitiga) and/or NatCat simulation software (HEC‑RAS, Openquake, or equivalent) is considered a plus.
• Knowledge of languages other than English is considered a plus.

Inclusion

AXA XL is committed to equal employment opportunity and will consider applicants regardless of gender, sexual orientation, age, ethnicity and origins, marital status, religion, disability, or any other protected characteristic.

• Five Business Resource Groups focused on gender, LGBTQ+, ethnicity and origins, disability and inclusion with 20 chapters around the globe.
• Robust support for flexible working arrangements.
• Enhanced family‑friendly leave benefits.
• Named to the Diversity Best Practices Index.
• Signatory to the UK Women in Finance Charter.

Our Benefits

• An attractive working environment, with attractive compensation, a secure, socially committed and fair employer.
• The compatibility of family and career is important to us – that's why we offer 30 days of vacation plus vacation on your birthday, a flexible working time model with working hours between 6:00 a.m. and 9:00 p.m., and the option to work from home three days a week.
• Appealing gastronomy with varied and healthy dining options in modern office buildings.
• Diverse opportunities for personal and professional development.

Total Rewards

AXA XL’s Reward program is designed to take care of what matters most to you, covering the full picture of your health, wellbeing, lifestyle, and financial security. It provides competitive compensation and personalized, inclusive benefits that evolve as you do. We’re committed to rewarding your contribution for the long term, so you can be your best self today and look forward to the future with confidence.

AXA XL is an Equal Opportunity Employer.