Lead Software Engineer - Scalapay Card

At Scalapay, we’re shaping a culture with high standards, independent and critical thought, innovation, ownership, and continuous learning . We operate in a fast-moving, tech-driven environment , and we’re looking for people who thrive in change, think boldly, and take initiative.
If you’re ready to put your potential to the test in a hiring process designed to spotlight exceptional talent, this is your chance to stand out and grow with one of Europe’s most ambitious fintech teams .
#MakeItHappen #PlayAsATeam #StayCurious #FocusOnCustomer.
The Mission
We’re seeking a Lead Software Engineer to join our Customer domain team, where you’ll build the Scalapay Card that will revolutionise how our customers pay. You’ll help drive a critical strategic initiative to increase payment frequency and become customers’ top-of-mind payment solution across Southern Europe.
Key Responsibilities:
Lead the design and development of the Scalapay Card product - a charge card enabling customers to pay now, pay in 3⁄4, or access flexible payment options anywhere. You’ll create scalable solutions that integrate card issuing, payment processing, wallet functionality, and embedded credit features. Working in an autonomous, Agile environment, you’ll have end-to-end ownership of projects while collaborating with and mentoring a talented engineering team.
Key Responsibilities

• Provide technical leadership for the development team
• Design and build the Scalapay Card platform enabling pay now and pay later functionality anywhere
• Develop responsive, intuitive mobile and web interfaces for card management, spending controls, and payment experiences
• Create clean, well-structured RESTful APIs integrating card issuing partners, payment networks, and core Scalapay platform
• Drive innovation in card onboarding, activation, transaction processing, and customer controls
• Implement robust security, fraud prevention, and PCI-DSS compliance measures for card operations
• Build wallet features supporting multiple payment methods and embedded credit
• Partner with Risk, Payment, and Infrastructure teams to ensure reliability and regulatory compliance
• Mentor engineers and establish best practices for fintech product development
• Ensure quality through comprehensive testing, monitoring, and automation
• Collaborate with product and design teams to deliver exceptional customer payment experiences
• Participate in all phases of the development lifecycle
  

Essential Qualifications

• Bachelor’s degree in Computer Science or related field
• 8+ years of professional software development experience
• Strong expertise in JavaScript, Node.js, relational databases, and CI/CD tooling
• Experience with modern front-end development practices (responsive design, state management, performance optimization)
• Proven experience leading software and QA engineering teams
• Passion for software design best practices and clean code
• Track record of successful project delivery
• Experience building payment, card issuing, or fintech products strongly preferred
• Understanding of payment networks, card schemes (Visa/Mastercard), and issuing processes preferred
• Knowledge of financial services regulations, PCI-DSS, and data security standards preferred
• Experience in developing customer facing mobile applications preferred
  

What We’re Looking For

• Exceptional full-stack development skills with strong front-end expertise
• Deep understanding of customer payment experiences and fintech product development
• Security-first mindset with appreciation for regulatory compliance requirements
• Bias for action with a great attitude
• Strong leadership and mentoring capabilities
• Ability to work effectively with cross-functional teams including Risk, Compliance, and Payment domains
  

Why you should join Scalapay:

• Collaborate with industry leaders focused on exceptional merchant and user experience
• Direct impact on how thousands of European merchants offer BNPL solutions
• Accelerate your professional growth with ownership of product delivery
• Work in a lean, people-focused Agile environment
• Access to latest technologies with room for creative input
• Personalised support to accelerate your professional growth and take ownership of the products you deliver: we want to help you grow!
• Flexible work arrangements supporting work-life balance
  

Recruitment Process:

• A quick chat with one of our Talent Acquisition team members
• The first interview with the Hiring Manager to dive deep into your experiences and better understand your motivation
• A case study to test your hard skills
• A final chat with Simone, our CEO
  

Want to learn more? Don’t hesitate to explore our Careers website, our LinkedIn and Glassdoor pages.
Pro tip: send your CV in English